Living Off-Campus - Estimated Cost of Attendance
Plan Your College Budget with Confidence
If you’re living off campus—whether on your own, with roommates, or with family in a separate household—understanding your total cost of attendance is key to smart financial planning. This page outlines the average annual cost for full-time Glen Oaks students living off campus during the 2025–2026 academic year.
In-District Students
Live in St. Joseph County, MI or live in student housing.
| Category | Semester | Annual |
| Tuition | $1,668.00 | $3,336.00 |
|---|---|---|
| Fees | $468.00 | $936.00 |
| Books/Supplies | $1,154.00 | $2,308.00 |
| Personal | $1,081.00 | $2,162.00 |
| Transportation | $1,169.00 | $2,338.00 |
| Living Allowance (Room & Board) | $3,696.00 | $7,392.00 |
| Loan Fee | $13.00 | $27.00 |
| Totals | $9,249.00 | $18,499.00 |
Service Area Students
Live in approved surrounding counties:
Michigan: Branch, Calhoun, Cass, Kalamazoo
Indiana: LaGrange, Elkhart, St. Joseph, Steuben
| Category | Semester | Annual |
| Tuition | $2,052.00 | $4,104.00 |
|---|---|---|
| Fees | $468.00 | $936.00 |
| Books/Supplies | $1,154.00 | $2,308.00 |
| Personal | $1,081.00 | $2,162.00 |
| Transportation | $1,169.00 | $2,338.00 |
| Living Allowance (Room & Board) | $3,696.00 | $7,392.00 |
| Loan Fee | $13.00 | $27.00 |
| Totals | $9,633.00 | $19,267.00 |
In-State Students
Live in Michigan outside district/service area.
| Category | Semester | Annual |
| Tuition | $2,484.00 | $4,968.00 |
|---|---|---|
| Fees | $468.00 | $936.00 |
| Books/Supplies | $1,154.00 | $2,308.00 |
| Personal | $1,081.00 | $2,162.00 |
| Transportation | $1,169.00 | $2,338.00 |
| Living Allowance (Room & Board) | $3,696.00 | $7,392.00 |
| Loan Fee | $13.00 | $27.00 |
| Totals | $10,065.00 | $20,131.00 |
Out-of-State Students
Live outside Michigan and not in service area.
| Category | Semester | Annual |
|---|---|---|
| Tuition | $2,928.00 | $5,856.00 |
| Fees | $468.00 | $936.00 |
| Books/Supplies | $1,154.00 | $2,308.00 |
| Personal | $1,081.00 | $2,162.00 |
| Transportation | $1,169.00 | $2,338.00 |
| Living Allowance (Room & Board) | $3,696.00 | $7,392.00 |
| Loan Fee | $13.00 | $27.00 |
| Totals | $10,509.00 | $21,019.00 |
Financial Planning Resources
Glen Oaks is committed to helping students from all backgrounds afford a college education. Use the resources below to plan your next steps:
- Apply for Financial Aid
- Net Price Calculator
- Explore Scholarships & Grants
- Payment Plans
- Schedule an Appointment with Financial Aid
Compare Other Living Options
Want to know how costs compare across living situations?
FAQs: Off-Campus Costs
Q: Are these costs the same for every student?
A: No. These are averages used for financial aid calculations. Your actual expenses
may vary.
Q: Can financial aid cover off-campus housing and meals?
A: Yes. Financial aid awards are based on your full cost of attendance, including
living expenses.
Q: What is the difference between “In-District” and “Service Area”?
A: In-District students live in the Glen Oaks district, while Service Area includes
surrounding counties with special agreements. See Residency Information for details.
Q: Are loan fees always included?
A: Yes. These estimates include the average federal loan origination fees for student
borrowers.
Take the Next Step